Yes, Travel Insurance Works — And It’s Worth It. Real Stories That Prove Travel Insurance Works. 

"Life is what happens when we are busy making other plans" - John Lennon

Many travelers still wonder, “Does travel insurance really work and do I really need it as I am in good shape” As a luxury travel advisor, I can say with confidence: yes, travel insurance works — and it’s absolutely worth it. I’ve seen it firsthand on both sides of the policy.  Like health, auto and home insurance, travel insurance protects you and your travel investment against unforeseen circumstances limiting your out-of-pocket costs while providing you options.  

On a recent European cruise, my wife injured her foot, and we faced more than $700 in unexpected medical expenses. Because we had comprehensive travel insurance with medical coverage, our claim was processed quickly, and a reimbursement check arrived in about two weeks. Simple documentation, clear coverage, and real money back in our pocket.

Read on for Why Travel Insurance Is Essential for Luxury Travelers including a $21K reimbursement for our client. 

Why I Love Traveling to Europe (And Keep Going Back)
If you’re dreaming about story-packed streets, jaw-dropping architecture, legendary art and fresh, flavor-forward meals that put your neighborhood takeout to shame, Europe is tough to beat. As a travel advisor and group travel specialist, it’s the destination I return to again and again—and the one I never get tired of planning for my clients.

My personal infatuation with Europe started my Europe story right after college with an extended solo backpacking trip, long before the Berlin Wall came down. Watching the sunrise and the sunset into night sky on a completely different continent flipped a switch in me—and I’ve been chasing that feeling ever since.

Over the years, I’ve crossed the continent by train, bus, car, ferry and ship, watching it evolve and open up: the breakup of the USSR, the expansion of the European Union, the euro, open borders, and massive leaps in communication and transportation. Traveling to Europe has never been easier, yet the reasons I fell in love with it—deep history, rich culture, walkability, incredible food and vivid everyday life—are still front and center.

When it comes to pure travel joy? Europe has my heart. Here’s why.